投資的發展由個股尋找標的，進階到投資組合分散風險降低波動，再進階到配置資金最適比例，再進階到風險控制，是由散戶成為專業投資人的進化過程。延續投組揀金觀測，在大人資料庫長度之上開始至今的每一日都形成一組投資組合並持有一個月模擬投資組合，紀錄期間所有投資組合持股明細及模擬損益，研究長期的規律。
TWSE累計：+189.77%
CUM累計：+305.09%
|
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
2025 |
2026 |
| TWSE |
-8.79% |
+23.36% |
+22.50% |
+23.77% |
-22.58% |
+27.10% |
+28.40% |
+26.06% |
+69.95% |
| Cum |
+40.29% |
+5.63% |
+15.74% |
+37.24% |
+21.12% |
+56.41% |
+37.32% |
+44.47% |
+46.86% |
| Jan |
-4.31% |
+2.15% |
-5.34% |
PASS |
PASS |
+13.50% |
+8.03% |
+4.13% |
+5.55% |
| Feb |
+16.57% |
PASS |
PASS |
PASS |
+0.23% |
+18.38% |
PASS |
PASS |
+5.77% |
| Mar |
+5.84% |
PASS |
-12.36% |
+18.33% |
+4.51% |
+5.41% |
PASS |
PASS |
+20.69% |
| Apr |
-6.45% |
-1.18% |
+16.47% |
-4.53% |
PASS |
PASS |
+11.37% |
+5.16% |
+19.45% |
| May |
+27.83% |
-3.42% |
PASS |
PASS |
+12.74% |
+5.96% |
+13.71% |
-0.95% |
PASS |
| Jun |
PASS |
PASS |
+19.69% |
+25.65% |
-5.61% |
+1.54% |
PASS |
-3.74% |
+2.85% |
| Jul |
-4.07% |
+0.76% |
-3.09% |
-9.61% |
PASS |
PASS |
-7.25% |
+19.17% |
-24.18% |
| Aug |
-8.01% |
PASS |
PASS |
-5.49% |
+2.04% |
+6.76% |
+1.70% |
PASS |
PASS |
| Sep |
PASS |
-0.10% |
-3.95% |
-2.49% |
PASS |
PASS |
+4.65% |
-2.03% |
+16.74% |
| Oct |
-1.76% |
+3.97% |
PASS |
PASS |
PASS |
PASS |
+7.80% |
+11.65% |
PASS |
| Nov |
+14.63% |
PASS |
+4.64% |
+16.27% |
+9.79% |
+4.86% |
PASS |
PASS |
|
| Dec |
PASS |
+3.45% |
-0.31% |
-0.88% |
-2.58% |
PASS |
-2.69% |
+11.08% |
|